Insurance Fraud Unit

The Insurance Fraud Unit investigates and prosecutes various types of insurance related crimes.  Pursuant to a Directive from the New Jersey Office of the Insurance Fraud Prosecutor, some of the types of crimes the Unit handles include:

  • False claims of property loss to an insurance company
  • Falsified motor vehicle insurance cards
  • Arson for profit
  • Health care claims Fraud
  • Staged motor vehicle accidents
  • False workers compensation claims

Frequently Asked Questions

How is the Insurance Fraud Unit funded?
The Office of the Hudson County Prosecutor receives a grant from the Office of the Insurance Fraud Prosecutor, derived from assessments imposed upon the insurance industry and collected by the Department of Banking and Insurance pursuant to N.J.S.A. 17:33a-8.  The grant offsets the salary of an assistant prosecutor supervising the unit, as well as the Unit’s investigative staff.  In addition, many of the cases that IFU handles are referred directly from the OIFP.

Is Insurance Fraud a serious crime?
Yes. A conviction for insurance fraud can result in a prison sentence for up to 10 years.

Does the Insurance Fraud Unit handle fraud that does not involve insurance companies.
The Unit does not handle fraud involving government agencies such as welfare or Medicaid fraud.

If I know that someone is committing insurance fraud, what should I do?
Pursuant to N.J.S.A. 2C:21-4.7 members of the public with knowledge of health care or insurance fraud may receive a reward of up to $25,000 for information leading to the arrest, prosecution and conviction of persons or entities who have committed health care or insurance fraud.  Please call (877) 55-FRAUD, (877) 553-7283 for more information.